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is Authorize.Net’s exclusive electronic check processing solution.
eCheck.Net enables Web merchants already processing credit card transactions through
the Authorize.Net Payment Gateway to offer their customers an additional payment
The eCheck.Net service uses the Automated Clearing House (ACH) Network to process
fund transfers from customer bank accounts to merchant bank accounts. The ACH
Network is the group of financial institutions within the banking industry that facilitates the
processing and clearing of electronic check payments. eCheck.Net transactions are
strictly governed by processing rules established by NACHA, The Electronic Payments
Association, as well as the Electronic Funds Transfer Act and Regulation E, as
established by the Federal Reserve Board.